General Disclosure

The information contained herein is confidential information regarding Gasber Financial Advisors Inc. ("GFA]"). Any reproduction of this information, in whole or in part, is prohibited. The information contained herein has been prepared solely for informational purposes and is not an offer to buy or sell or a solicitation of an offer to buy or sell any security or to participate in any trading strategy. If any offer of securities is made, it will be pursuant to a definitive investment management agreement prepared on behalf of GFA which contains material information not contained herein and which supersedes this information in its entirety. Any decision to invest in the investments described herein should be made after reviewing such definitive investment management agreement, conducting such investigations as the investor deems necessary and consulting the investor's own investment, legal, accounting and tax advisors in order to make an independent determination of the suitability and consequences of an investment. Any investment with GFA involves significant risk, including a complete loss of capital and conflicts of interest.

All data presented herein is unaudited, subject to revision by GFA, and is provided solely as a guide to current expectations. There can be no assurance that GFA will achieve any targets or that there will be any return on capital. Historical returns are not predictive of future results.

GFA does not provide tax advice. Accordingly, any discussion of U.S. tax matters contained herein (including any linked attachments) is not intended or written to be used, and cannot be used, in connection with the promotion, marketing or recommendation by anyone unaffiliated with GFA of any of the matters addressed herein or for the purpose of avoiding U.S. tax-related penalties.

Research/Outlook Disclosure:

This document was produced by and the opinions expressed are those of GFA as of the date of writing and are subject to change. This research is based on GFA proprietary research and analysis of global markets and investing. The information and/or analysis contained in this material have been compiled or arrived at from sources believed to be reliable, however GFA does not make any representation as their accuracy or completeness and does not accept liability for any loss arising from the use hereof. Some internally generated information may be considered theoretical in nature and is subject to inherent limitations associated therein. Any sectors or allocations referenced may or may not be represented in portfolios of clients of GFA or its affiliates, and do not represent all of the securities purchased, sold or recommended for client accounts. The reader should not assume that any investments in sectors and markets identified or described were or will be profitable. Investing entails risks, including possible loss of principal. The use of tools cannot guarantee performance. Past performance is no guarantee of future results. The information in this material may contain projections or other forward-looking statements regarding future events, targets or expectations, and is only current as of the date indicated. There is no assurance that such events or targets will be achieved, and may be significantly different than that shown here. The information in this material, including statements concerning financial market trends, is based on current market conditions, which will fluctuate and may be superseded by subsequent market events or for other reasons.

Market indexes are included in this report only as context reflecting general market results during the period. GFA may trade in securities that are not represented by such market indexes and may have long or short concentrations in a number of securities and in asset classes not included in such indexes. Accordingly, no representations are made that the performance or volatility of a GFA portfolio will track or reflect any particular index. Market index performance calculations are gross of management and performance incentive fees.